Minnesota homeowners pick up the pieces after flooding destroys homes

Millions of Americans across the Midwest remain under threat of severe flooding, with several major rivers still rising, and they may not Crest until later this week. CBS Tom Hansen spoke with homeowners in Minnesota who have lost everything. For days, this house sat perilously on the river's edge close to Minnesota's Rapidan Dam. And then in a heartbeat, it was gone. Jenny Barnes, childhood home and half a century of memories. This is our life, and it's such a beautiful place. Just a loss of history and. It's sad the Blue Earth River continues to surge and the ground is still giving way. The threat remains very real to several communities downstream. The recent rains in the Midwest 600% above normal homes and crops. A way of life destroyed by record flooding. It's taken a toll on aging infrastructure as well. Not just this dam which is more than a century old, but also roads and bridges washed away. This was Minnesota's governor. After surveying a damaged Hwy. The engineers built that for a 500 year flood. That was 14 years ago. So the 500 year flood came in 14 years. The Midwest is experiencing more days of extreme rainfall events expected to be wetter and more intense due to climate change. Just as sobering, only 4% of US homeowners currently have flood insurance. In the Midwest, it's less than 2% catastrophic damage, compounded by an insurance nightmare. Back at Rapidan Dam, the Barnes family home is gone, their business barely standing. And you can see just how close Jenny's family business is to the edge. We've been watching as the riverbank has crept closer and closer to the store. And, Nora, authorities are pushing the media back out of an abundance of caution just in case this side of the riverbank also gives way. All right, Tom Hanson, be careful. Thank you.