Séptimo Retiro de fondos AFP: cómo avanza la iniciativa y cuánto dinero podría sacar de mi cuenta

séptimo retiro de fondos afp: cómo avanza la iniciativa y cuánto dinero podría sacar de mi cuenta

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La posibilidad de la materializar un Séptimo Retiro de fondos de las AFP sigue atrayendo la atención pública. El proyecto de ley fue ingresado el pasado 19 de marzo para su trámite en la Cámara de Diputados en el Congreso.

Avances

La propuesta fue presentada por el diputado independiente, Enrique Lee. Apunta a que aquellas personas que realizan cotizaciones previsionales obligatorias por ley puedan rescatar un porcentaje de sus ahorros en las cuentas de capitalización individual.

De acuerdo al calendario legislativo, él proyecto recién comenzaría a ser visto durante la primera semana de julio. Los parlamentarios deben esperar al menos un año desde que se rechazó el proyecto de sexto retiro, a raíz de las similitudes entre ambas iniciativas.

Dinero a sacar

La iniciativa legal otorga la posibilidad a los cotizantes de rescatar un monto equivalente al 15% del total de los ahorros acumulados en las AFP.

Si una persona tienen acumulados 10 millones de pesos en su cuenta individual, podría retirar 1.500.000 pesos (15%). Con datos a diciembre de 2023, a raíz de un eventual séptimo retiro, 4,16 millones de afiliados aproximadamente podrían quedarse sin saldo en sus cuentas. La cifra constituye el 35,5% del total de cotizantes.

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