Premium Bonds winners October 2022: The winning NS&I numbers this month and how to check if you won

how to, amazon, android, premium bonds winners october 2022: the winning ns&i numbers this month and how to check if you won

There are more than two million unclaimed Premium Bonds prizes (Photo: Cate Gillon/Getty)

Two Premium Bonds holders from Suffolk and Outer London have received a welcome windfall by winning the £1m jackpot in the October 2022 prize draw.

The first winning bond, 333XB827779, was bought in June 2018 by someone from Outer London, who holds the maximum of £50,000 in Premium Bonds.

October’s second top prize winner comes from Suffolk, and also holds the maximum sum in Bonds. Their winning Bond carries the number 226HV323415, and was purchased in July 2014.

How many Premium Bonds prizes were there in October 2022?

A total of 4,972,506 prizes were paid out in the October draw, which carry a combined value of £218,790,200 – a huge increase from the £138,988,000 awarded in September.

These were drawn from a total of 119,340,101,225 eligible numbers.

As well as the two £1m bonds, there are 18 winners of £100,000, 36 of £50,000, 71 of £25,000, 178 worth £10,000 and 357 valued at £5,000.

The total paid out by National Savings and Investments (NS&I) in the 65 years since the very first draw in June 1957 now stands at £23.6bn, from 587 million prizes.

How likely am I to win the Premium Bonds?

October 2022 saw such an increase in prizes because NS&I increased the interest rate of its fund from 1.4 per cent to 2.4 per cent.

This move almost doubled the number of £5,000, £10,000, £25,000, £50,000 and £100,000 prizes awarded each month.

It also meant that the odds of each £1 bond winning in the monthly draw increased from 24,500 to 1 to 24,000 to 1.

Andrew Griffith, Financial Secretary to the Treasury, said: “It’s great to see NS&I providing a boost to the nation’s savers – more than doubling the prize fund rate offered on its much loved Premium Bonds over the last six months.”

NS&I Chief Executive Ian Ackerley, said “With over 22 million holders, Premium Bonds are the nation’s favourite savings product and are more popular than ever. It’s great to be able to increase the prize pot and give our customers more chances each month to win tax-free prizes.”

It represented the second increase in four months after the rate rose from 1 per cent to 1.4 per cent in June 2022, which meant the odds of any single bond winning were cut from 34,500 to 1 to 24,500 to 1.

This change meant an additional 1.4 million prizes were paid out in the June 2022 Premium Bonds prize draw.

How to check if you’ve won

If you hold bonds and want to check if you’re in line for a prize, you can use the NS&I online prize checker here, or can download the free app from iOS or Android, with the results usually accessible from the second day of the month.

Amazon Alexa devices can also check for you, “remembering” back across the past six prize draws.

Prizes don’t carry a time limit, so you can claim as far back as the original 1957 draw.

However, according to MoneySavingExpert, as of November 2021 there were more than two million unclaimed Premium Bonds prizes, with a total value of almost £75m.

The bonds are often bought for a child, who subsequently forgets about them, while prizes can also be missed if NS&I don’t have the correct address for claimants.

Bond holders can ensure their details remain up to date, and also register to have prizes paid directly into their bank account by managing their account online on the NS&I website.

Registering online can also prevent prizes going missing in the post, with a report last year revealing the scale of such problems.

A Freedom of Information request from Money Saving Expert in April 2019 found that more than 180,000 prizes had not been delivered, with a combined value of £8m – including £66,900 in the previous year.

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