Low-income households in Scotland falling behind on bill payments, report reveals

Asia's Tech News Daily

Almost a third of low-income households in Scotland are behind on bill payments, a report from the Joseph Rowntree Foundation (JRF) has warned.

© People in low income households are falling behind on bill payments. Picture: PA

The figure rises to four in ten when looking at working-age households, the report found.

Almost three quarters of low-income households north of the border who are in receipt of Universal Credit are meanwhile in some form of household arrears.

Almost a quarter of low-income households in Scotland have taken on new borrowing, or increased the amount of borrowing they have during the pandemic.

The analysis looks at households in the bottom 40 per cent of incomes in the UK – those with a household income of £24,752 or less. This represents around 11.6 million households across Britain.

In total UK-wide, 3.8 million low-income households are in arrears, with bills totalling £5.2 billion. The report also concluded that 950,000 were in rent arrears; 1.4m are behind on council tax bills; and 1.4m are behind on their electricity and gas bills.

A large majority of households who are now behind on their household bills said they were always or often able to pay all their bills in full and on time before the pandemic hit.

Families with children, households with a person under 45 answering the survey and ethnic minority households were all more likely to say they had fallen into arrears with bills.

Of the households surveyed who receive Universal Credit, 40 per cent are not confident they will be able to pay their bills in full on time, while 35 per cent do not think they will be able to avoid taking on more debt.

Half of these households say they do not feel confident they can find a job or work more hours.

The UK Government has cut the £20 uplift to Universal Credit that was brought in during the pandemic.

Read more: SNP says Rishi Sunak’s Autumn Budget needs to ‘reverse the trend’ on poverty issues

Katie Schmuecker, deputy director for policy and partnerships at JRF, said households were in a “debt crisis”.

She said: “Behind these figures are parents gripped by anxiety, wondering how they will put food on their children’s plates and pay the gas bill, [and] young people forced to rely on friends to help cover their rent and avoid eviction.

“While many households on higher incomes have enjoyed increased savings and rising house prices during the pandemic, people on low incomes are under serious financial pressure that shows no sign of abating.

“As a society, we believe in protecting one another from harm. As costs pile up and incomes have been cut, we urgently need to rethink the support in place for people at the sharp end of the cost of living crisis.”

She added: “We know the Chancellor is capable of taking bold action to protect people from harm when it is required. Reinstating the £20 per week increase to Universal Credit and boosting funding for councils to tackle debt must be priorities in next week’s Budget.”

SNP work and pensions spokesperson David Linden MP said: “This latest report from the Joseph Rowntree Foundation lays bare the consequences of cutting Universal Credit, hiking taxes and imposing a hard Brexit on the UK during a pandemic.

“Each of these decisions have hit the lowest earners in our society the hardest – something we have sadly become accustomed to under this Tory government.”

A message from the Editor:

Thank you for reading this article. We’re more reliant on your support than ever as the shift in consumer habits brought about by Coronavirus impacts our advertisers.

If you haven’t already, please consider supporting our trusted, fact-checked journalism by taking out a digital subscription.

Internet Explorer Channel Network
Asia's Tech News Daily
News Related

OTHER NEWS

Pardoned Indiana-raised turkeys now at new Purdue home

© Provided by Associated Press President Joe Biden pardons Peanut Butter, the national Thanksgiving turkey, in the Rose Garden of the White House in Washington, Friday, Nov. 19, 2021. Phil ... Read more »

2nd party approves deal for Scholz's new German government

1 / 2Germany New GovernmentChristian Lindner, the leader of Germany’s pro-business Free Democrats, addresses a convention of the party before it decides whether to approve a deal to form a ... Read more »

Powell's Fast-Taper Signal Presages Agile Fed on 2022 Rate Hikes

Powell’s Fast-Taper Signal Presages Agile Fed on 2022 Rate Hikes (Bloomberg) — Sign up for the New Economy Daily newsletter, follow us @economics and subscribe to our podcast. Most Read ... Read more »

Marion County's Victim Advocate offers a firm shoulder to lean on

Dec. 5—FAIRMONT — For months in late 2007, Denise Walker searched for her son in the Pittsburgh area. Walker did what any loving mother would do. She filed a missing ... Read more »

Socialite who ran off with her best friend's husband has a VERY tense meeting with her estranged partner in a park for a child handover days after filing a restraining order as love triangle gets messier

Hollie Nasser, 36, was spotted meeting her estranged husband Christopher in Sydney's east on Sunday Nassers separated last month around same time as their business partners and friends Ellie and Charlie AitkenMr Aitken, 48, later confirmed he is now in a relationship with Ms Nasser, sparking a fallout among their circle The investment banker was also seen meeting up with Ellie on Sunday as he collected clothes from their home Read more »

Germany's new government: A new style

© Provided by dw.com The selfie posted by the four negotiators from the prospective coalition partners was seen as a statement in many ways In 1980 a young member of ... Read more »

Russia-Ukraine tensions take over Reagan Defense Forum

Fox News chief political anchor Bret Baier reports live from the Reagan National Defense Forum Read more »

A fortnight ago the UK economy was looking up; then Omicron arrived

Photograph: Maureen McLean/Rex Like the government with Covid, the Bank of England faces a wait-and-see versus no-risk dilemma on interest rates So here we are again. Christmas is approaching and ... Read more »

New Covid measures would lift if Omicron risks don't meet 'worst fears', Minister says

© Sasko Lazarov File image of Minister Michael McGrath. MINISTER MICHAEL MCGRATH has said the government would lift the “precautionary” restrictions announced on Friday if further clarity on the Omicron ... Read more »

Omicron variant found in at least 15 U.S. states -CDC chief

1 / 2Omicron variant found in at least 15 U.S. states -CDC chiefPeople wearing protective face masks, amid the coronavirus disease (COVID-19) pandemic, walk through Times Square in New York ... Read more »

Deutsche Post CEO favourite to become Telekom chairman - sources

FILE PHOTO: Frank Appel, Chief Executive Officer of German postal and logistics group Deutsche Post DHL BERLIN (Reuters) – Frank Appel, the chief executive of German logistics company Deutsche Post, ... Read more »

This was a bridge too far, even for Boris Johnson

Photograph: Liam McBurney/PA An architect who was invited to design a kitchen extension for a married couple spent an evening with them to discuss their (conflicting) needs and aspirations for ... Read more »

New York City ranks 48th out of 57 cities for expats to live and work abroad

© Provided by CNBC New York City ranks 48th out of 57 global cities for expats to live and work abroad in 2021, according to the latest report from InterNations, ... Read more »

‘Top-up' immunity and get booster jab before Christmas parties, Brits urged

Brits are being urged to ‘top-up’ their immunity against Covid-19 by getting a booster vaccine before Christmas celebrations. © Sajid Javid has called on the public to get their booster ... Read more »

UK Omicron cases rise more than 50% in a day

A further 86 cases of the new Omicron COVID variant have been reported in the UK, taking the total to 246. © PA People queue to get their COVID-19 vaccinations ... Read more »

First case of Omicron in Lothian area as Scotland numbers soar

NHS Greater Glasgow and Clyde had the largest rise, with 12 more cases, taking its total to 23. © The first case of Omicron in the Lothians has been identified ... Read more »

Gabriella Brooks gushes about BF Liam Hemsworth & his family in a rare interview: I'm very lucky to know them

© Provided by Pinkvilla Gabriella Brooks has a lot of good things to say about her boyfriend Liam Hemsworth and his family! During her interview with the Daily Telegraph‘s Stellar ... Read more »

Video: Christmas party horror after man, in his 30s, is stabbed to death at house in Birmingham as police launch murder probe 

Read more »

Video: 'I love Symone. I mean that sincerely': Kamala breaks silence on comms director leaving but dodges questions on the other three staffers who have jumped ship in the last two weeks in exodus amid dire poll numbers 

Read more »

Video: Even MORE aides to Kamala Harris are 'eyeing the exits' a new report reveals after four of the VP's staffers left in just two weeks 

Read more »

Video: Brace for Storm Barra: Met Office issues warning with up to FOUR INCHES of snow and 70mph gales will batter UK on Tuesday with big freeze to grip country for FIVE days 

Read more »

Ralf Rangnick explains why Martial and Lingard missed his first Man Utd match in charge

© Provided by Metro Ralf Rangnick named an unchanged team for Man Utd v Crystal Palace (Picture: MUTV) Ralf Rangnick has explained why he named an unchanged team for his ... Read more »

Video: I'm A Celeb 2021 SPOILER: Naughty Boy loses his cool as he and Matty Lee are drenched with SLIME while Ant and Dec burst into laughter

Read more »

ESPN Computer Releases College Football Playoff Prediction

ESPN’s computer model, the Football Power Index, has released its prediction for the upcoming College Football Playoff. © Provided by The Spun ESPN college football analyst Kirk Herbstreit on the ... Read more »

Sports World Reacts To Deion Sanders' Bold Move

Former NFL star turned college football head coach Deion Sanders continues to find ways to innovate as a head coach. © Provided by The Spun Deion Sanders laughs during a ... Read more »

Venezuela: Protest gegen Wahl-Wiederholung in Chávez-Bundesstaat

© Keystone/dpa/Jesus Vargas Anhänger der venezolanischen Opposition haben in dem bei den Regionalwahlen hart umkämpften Bundesstaat Barinas gegen die gerichtlich angeordnete Wahlwiederholung demonstriert. “Der heutige Tag in Barinas zeigt die ... Read more »

Mike Glennon aims to keep Giants' playoff hopes alive

The New York Giants will be without quarterback Daniel Jones on Sunday, which means veteran Mike Glennon will get the call. The load to keep Big Blue in the playoff ... Read more »

Arch Manning Rumors: 4 Schools Have Checked In

The recruitment of 2023 five-star quarterback Arch Manning continues to heat up. © Provided by The Spun Arch Manning visiting the University of Georgia. Arch Manning, the nephew of Peyton ... Read more »

NFL fines two Steelers players for actions during Bengals' blowout win

The Cincinnati Bengals and Pittsburgh Steelers have a long history of fines and drama surrounding their on-field rivalry. © AP Phillips had another odd decision as a returner, opting to ... Read more »

Paul Finebaum's Old Comment On Alabama Is Going Viral

Nick Saban and the Alabama Crimson Tide are College Football Playoff bound after dominating Georgia in the SEC Championship Game. © Provided by The Spun Paul Finebaum looks on. Alabama ... Read more »

Russia media blast boss Ralf Rangnick as 'biggest fraud in country's football history'

Ralf Rangnick has faced a heavy backlash from Russian media after he left his role at Lokomotiv Moscow The German left the Russian club when Manchester United came calling as ... Read more »

Titans' estimated 2022 cap space with expected NFL salary cap increase

After seeing the NFL salary cap go down from $198.2 million in 2020 to $182.5 million in 2021 due to the COVID-19 pandemic’s impact on the sport, the league is ... Read more »

How to watch, stream, listen to Cardinals-Bears in Week 13

The Arizona Cardinals are back in business after their bye week and are on the road to take on the Chicago Bears in Week 13. Quarterback Kyler Murray and receiver ... Read more »

There's 1 Team Still Getting Mentioned For Aaron Rodgers

It remains to be seen if Aaron Rodgers will actually leave the Green Bay Packers for another team in 2022. © Provided by The Spun Green Bay Packers quarterback Aaron ... Read more »

Grant Shapps gets UK Covid-19 travel restrictions wrong amid fury over U-turn

The Tory Transport Secretary got his own Covid travel rules wrong for more than two hours as he announced new laws that have infuriated critics on both sides. Grant Shapps ... Read more »

NFL World Reacts To Troy Aikman's Surprising Admission

Even though Troy Aikman played on some of the most-talented teams in NFL history, the former Dallas Cowboys quarterback says he’s not a fan of “superteams.” © Provided by The ... Read more »

1 Prominent NFL Owner Is Reportedly “Not Happy”

The 2021 NFL regular season has not been a good one for the Seattle Seahawks. © Provided by The Spun A general view of the Seattle Seahawks stadium. The Seahawks ... Read more »

Final score predictions for Bengals vs. Chargers in Week 13

The Joe Burrow vs. Justin Herbert showdown from the 2020 NFL draft on Sunday features critical surrounding circumstances when the Cincinnati Bengals host the Los Angeles Chargers. © Provided by ... Read more »

Report: Odell Beckham Jr. expected to play, have bigger role in Rams offense

Odell Beckham Jr. is gaining comfort in the Rams offense as he continues to practice with his new team and learn the playbook, but a hip injury has held him ... Read more »

Sheffield United duo win Paul Heckingbottom praise after win over ardiff

© Provided by Football League World Premier League – Sheffield United v Burnley Sheffield United ran out 3-2 winners against Cardiff City on Saturday with manager Paul Heckingbottom praising Billy ... Read more »
On free-english-test.com you will find lots of free English exam practice materials to help you improve your English skills: grammar, listening, reading, writing, ielts, toeic