Travel expert shares genius hack for saving money on vacations - revealing how she flew to Hawaii for just $5 using the simple tip

Fiona Chen, from New York City, shares her travel tips to her YouTube channel The influencer showed followers how she took a trip to Hawaii for only $5She advised followers to get a credit card with good rewards if they like to travel 

An avid traveler has revealed the ultimate hack for jetting away for less, claiming she flew to Hawaii for just $5.

Fiona Chen, a beauty and travel influencer, shared her trick to getting away for less than than the price of a coffee, saying it’s all in the credit card you choose.

In her step-by-step tutorial posted on YouTube, New York City-based Fiona shared how she achieved the discount on her Hawaiian holiday.

‘First you’re going to get this travel credit card,’ she said, showing a picture of the American Express Platinum.

Fiona Chen, a beauty and travel influencer, shared her trick to getaway for less than than the price of a coffee, saying it’s all in the credit card you choose

The avid traveler has revealed the ultimate hack for jetting away for less, claiming she flew to Hawaii for just $5

‘You can open any one but I really like this one because it basically pays for itself,’ she declared, before detailing how and why she finds the card so beneficial.

‘You get TSA pre-check to skip all of the long lines,’ she listed. ‘Access to skip almost every single longue and $200 for hotel credit, Uber credit and airline credit.’

The avid traveler clarified she had received $200 for all of those, meaning there was hundreds of dollars worth of credits.

Fiona said after you receive the card, start putting all of your costs on it, as once you spend $6,000 you’ll get bonus points.

‘I know [it] sounds like a lot, but if you’re going to be spending money you might as well get rewarded,’ she pointed out.

‘You’re gonna get 150,000 travel points [when you do], which is a lot,’ she explained, putting it into context by revealing her flight to Hawaii was just 30,000 points.

‘Transfer these points through the portal and you only pay $5,’ she said triumphantly.

The American Express Platinum card has an annual fee of $695 – which some had differing opinions on how worthwhile it was.

‘First you’re going to get this travel credit card,’ Fiona advised, showing a picture of the American Express Platinum

The avid traveler says she receives hundreds of dollars towards credits for hotels and Ubers with her credit card

She says the card ‘basically pays for itself,’ detailing how and why she finds the card so beneficial

There were mixed reviews on her YouTube video

‘Yea you get the credits but that’s only getting back what you spent.

‘Spending $300 in travel plus $695 for the annual fee and then getting reimbursed $300, means I’m still out $695,’ one person commented on her video.

‘I get the sentiment but this is just bad advice because there are people who will open a card just to do this.

But, to others, it seemed to make perfect sense.

‘Girl math at its finest,’ joked one follower.

According to the Points Guy, the annual free for the American Express Platinum card also gives cardholders access to airport lounges and extra points on hotels and flights booked through Amex.

On the American Express website, it states platinum cardholders have to spend $8,000 to earn 80,000 Membership Rewards Points in the first six months having the card.