Berapa Persen Limit Maksimal Pemakaian Shopee Paylater?

berapa persen limit maksimal pemakaian shopee paylater?

pemakaian shopee paylater

GridFame.id – Shopee PayLater adalah salah satu layanan yang ditawarkan oleh platform e-commerce Shopee yang memungkinkan pengguna untuk berbelanja secara online tanpa harus membayar secara langsung saat transaksi dilakukan.

berapa persen limit maksimal pemakaian shopee paylater?

pemakaian shopee paylater

Konsepnya mirip dengan layanan kredit jangka pendek di mana pengguna diberikan waktu tertentu, biasanya antara 15 hingga 30 hari, untuk melakukan pembayaran setelah transaksi selesai.

Hal ini memberikan keleluasaan kepada konsumen untuk mendapatkan produk atau barang yang diinginkan tanpa harus segera membayar.

Penggunaan Shopee PayLater terintegrasi dengan aplikasi Shopee, memungkinkan transaksi belanja dan pembayaran dilakukan dengan lebih mudah dan cepat.

Pertama-tama, proses pendaftaran untuk menggunakan Shopee PayLater relatif mudah dan dapat dilakukan secara online melalui aplikasi Shopee.

Pengguna hanya perlu mengisi beberapa informasi pribadi yang diperlukan dan menunggu persetujuan dari pihak Shopee.

Setelah disetujui, pengguna akan dapat melihat opsi pembayaran dengan PayLater saat melakukan checkout.

Salah satu kelebihan utama dari Shopee PayLater adalah kemudahannya dalam penggunaan.

Opsi pembayaran ini terintegrasi dengan proses checkout di aplikasi Shopee, sehingga pengguna dapat langsung memilih PayLater saat berbelanja tanpa perlu keluar dari platform.

Namun, pemakaian limit Shopee Paylater sendiri tak bisa digunakan secara maksimal.

Berapa persen yang bisa digunakan maksimal Shopee Paylater?

 

Transaksi menggunakan SPayLater dikenakan biaya cicilan (suku bunga dan biaya-biaya) minimal 2.95% untuk program Beli Sekarang Bayar Nanti yang diselesaikan dalam waktu 1 (satu) bulan.

Tenor yang ditawarkan spaylater 3, 6, 12, 18* dan 24* bulan.

Setiap Pengguna memiliki pilihan periode cicilan yang sama.

Setiap Pengguna SPayLater memiliki tanggal jatuh tempo yang berbeda.

Rincian tagihan Anda akan muncul setiap:

– Tanggal 21: Perlu dibayar paling lambat tanggal 1 setiap bulannya.

– Tanggal 25: Perlu dibayar paling lambat tanggal 5 setiap bulannya.

– Tanggal 1: Perlu dibayar paling lambat tanggal 11 setiap bulannya.

– Tanggal 15: Perlu dibayar paling lambat tanggal 25 setiap bulannya.

Agar akan tak eror atau gagal saat melakukan transaksi, disarankan tak menghabiskan limitnya.

Jika memiliki limit Rp 5 juta, sebaiknya hanya bisa digunakan Rp 4,8 juta saja.

Hal ini untuk mencegah skor BI Checking yang buruk karena pemakaian limit maksimal paylater.

OTHER NEWS

5 minutes ago

CFL players not overly keen to wear Guardian caps during league games

5 minutes ago

Jason Aldean, 47, plants a kiss on his glamorous wife Brittany, 35, as the duo hit the red carpet at the 2024 ACM Awards - before performing emotional Toby Keith tribute

6 minutes ago

Lauren Boebert and Matt Gaetz become latest MAGA faithfuls to show up for Trump

6 minutes ago

Sony Dates New ‘Insidious’ Movie For Summer 2025

6 minutes ago

Man United great scored 'very well' in Liverpool manager search

6 minutes ago

The truth about OCD – separating fact from fiction

6 minutes ago

Liam Neeson among group of Hollywood actors calling for Kevin Spacey to return to acting after ‘seven years of exile’

6 minutes ago

Tony Leung Set As Tokyo Film Festival Jury President

6 minutes ago

The Pyle Special: This 1929 Ford Model A Was The Street/Track Do-It-All Type

6 minutes ago

Calls to upgrade organic regulations after farms found to have micro-plastics

6 minutes ago

Uefa badge holder and All-Ireland winner - the London team that blitzed Offaly

6 minutes ago

Kel Mitchell recalls 'derogatory' comments from writer on Nickelodeon show

6 minutes ago

Factbox-What new right-wing Dutch government plans to do

6 minutes ago

Roo’s injury frustration as rival players circled

6 minutes ago

Theresa May takes cheeky swipe at Boris Johnson and Liz Truss - but insists Rishi Sunak can win

6 minutes ago

A look at Florida’s controversial playoff goalie interference journey

6 minutes ago

Marcus Rashford involved in angry confrontation with Manchester United fan before crucial Newcastle win

6 minutes ago

Swimming Queensland says Vincent Namatjira's portait of patron Gina Rinehart is 'offensive' and 'unflattering'

6 minutes ago

Post Malone Debuts New Country Song, Plays ‘I Had Some Help' at the 2024 ACM Awards

8 minutes ago

Vertical Acquires Post-Apocalyptic Sci-Fi Thriller ‘Elevation’ Starring Anthony Mackie & Morena Baccarin

8 minutes ago

Academy Of Country Music Awards Name Lainey Wilson Entertainer Of The Year – Full Winners List

8 minutes ago

Teachers in England stretched by pupils’ mental and family problems, MPs say

8 minutes ago

Kevin Spacey To Stand Trial Again In UK Over Civil Sexual Assault Claim

8 minutes ago

‘Young Sheldon’ Series Finale: EP Steve Holland Talks Return Of Mayim Bialik & Jim Parsons, Why The World Needs A Sheldon Cooper Memoir

9 minutes ago

‘Elizabeth Taylor: The Lost Tapes’ Review: The Legend In Her Own Words In HBO Documentary About Newly Discovered 1964 Interview – Cannes Film Festival

9 minutes ago

‘The Lord Of The Rings: The Hunt For Gollum’: Everything We Know So Far

9 minutes ago

‘Criminal Justice’ Returns For Fourth Run In India: “It’s Hard To Underestimate What This Show Did For Our Brand,” Says Disney+ Hotstar Content Chief

9 minutes ago

Chris Pratt “Devastated” At News Of Stunt Double Tony McFarr’s Death

9 minutes ago

‘Monkey Man’s Sikandar Kher Signs With Zero Gravity Management

9 minutes ago

Edmonton Oilers on brink of elimination after Game 5 loss in Vancouver

10 minutes ago

Home Sellers Get Bad News About Buyers in Height of Season

10 minutes ago

'That is a lie': Donald Trump's lawyer slams Michael Cohen in hush money trial

10 minutes ago

Arteta admits to considering Spain return after Barcelona links as Arsenal boss knows ‘it will come’

10 minutes ago

Badenoch says proposed sale of Royal Mail to foreign owner must protect service

10 minutes ago

NFL executive explains Jets' record-number of prime-time games

10 minutes ago

Timberwolves force Game 7 by blowing out Nuggets 115-70 behind 27 points from Anthony Edwards

10 minutes ago

Nelson Loh intends to plead guilty to charges including forgery and cheating

10 minutes ago

Lainey Wilson leads winners at ACM Awards

10 minutes ago

Asia eases on uncertainty over timing of US rate cuts

11 minutes ago

This Day In Islanders History: New York Wins Third Straight Stanley Cup